There is no doubt that 2012 is a big year for money matters, but then that's unlikely to be breaking news to you, for it's been that way since at least mid 2011. With Jupiter, planet of luck and expansion in your financial sector since the 5th June 2011 and as he's here until the 12th June 2012, this is a lucky and expansive 12 months on the financial front, even if you haven't yet reached your full potential. For chances are, because of the way that Jupiter is operating, you haven't even begun to tap into what's possible. For having turned retrograde last August Jupiter spent the final months of 2011 in retrograde motion, retrograding right back to the start before turning direct on the 26th December. This means that you're moving into 2012 with a chance to start over, this time with luck and hindsight to work with, setting the scene for a steady improvement of your financial situation in the first half of the year. However, it's the second half of the year that holds the real potential on the income front, with the North Node's return to your income sector on the 30th August, Saturn's return on the 6th October and a potentially game changing total solar eclipse on the 14th November, setting the scene for some powerful income years that won't run their course until 2015. There is no doubt that 2012 is a powerful money year, but it's a year of two halves, with your overall financial situation the focus in the first half and your income situation the focus in the second half and beyond. Underpinning everything else this year is a need for personal authenticity and with Saturn in your sign until the 6th October, being anything other than true to who you are will only create problems. This means having to show up in your own life and you'll find it impossible to sustain an authentic relationship if the most important relationship of all, that with yourself, isn't authentic. This needs to be a No. 1 priority.

Love
On both the romantic and relationship fronts 2012 is a continuation of previous years and on the relationship front especially you're on a journey that began in May 2009 and won't run its course until March 2019, giving you plenty of time to take the scenic route. On the romantic front things have been in play even longer, but the journey towards establishing what you want and need from your love life, which will define your romantic expectations for the rest of your life, is coming to an end. It's in the first 2 weeks of the year that this long term romantic journey and your more immediate romantic situation come together, to put both 2012 and the future on the right path. You begin the year with Venus, planet of love and Neptune, planet of dreams and fantasies in your romantic sector. But while Neptune has been here since 1998 he'll leave on the 4th February, never to return again in your lifetime. With Venus leaving your romantic sector on the 14th January, instead of worrying about your New Year resolutions, you need to move into 2012 with a romantic wish list. With the Sun moving through your romantic sector from the 21st January to the 19th February and Mercury from the 28th January to the 14th February and nothing after that to keep things going apart from a Full Moon on the 2nd August until Mars returns on the 26th December the first 7 weeks of 2012 are crucial for putting things on the track that you want them to continue on, especially when it comes to establishing your expectations, with the rest of the year to walk the talk. On the relationship front there's a lot less urgency with Uranus, planet of surprise and synchronicity in your relationship sector until March 2012 and some very active months on the relationship front from the 8th February through to the 20th April. Things will kick off during Venus, planet of love's visit to your relationship sector from the 8th February to the 5th March, with the Sun and Mercury's visit more about turning her desires into reality and helping you to walk the talk. Mercury will spend from the 12th to the 24th March in retrograde motion, opening the door to second chances, especially when it comes to giving the past a voice, while a New Moon on the 23rd March creates an opportunity for new beginnings.

Money
The early days of 2012 create an opportunity for a fresh start, a do over and with both luck and hindsight on your side to take over from where you left off, while having a chance to do things different. It was Jupiter, planet of luck's retrograde phase in the final months of 2011 that gave you a chance to retrace your steps, but having turned direct on the 26th December 2011, having retrograded right back to the start of your financial sector, you're wiser, smarter and you know exactly how to use the second chances this creates. The first half of 2012 is about your overall financial situation, with the focus on financial growth and getting things to where you want them to be. With Jupiter in your financial sector until the 12th June and some very active financial months in March, April and May, this is about believing in what's possible, refusing to be limited by 'what is' and doing everything you can to build the kind of financial reality you want. It's in the second half of the year that the focus shifts to your income situation, but unlike most years when the pendulum swings this way and then back again, this time it will stay. It's the North Node's return to your income sector on the 30th August and Saturn's on the 6th October that opens the door to some very powerful years on the income front. A total solar eclipse in your income sector on the 14th November is likely to act as a catalyst, but this sits within an already lucrative period. Watch for events, situations or clues around the time of a Full Moon in your income sector on the 6th May, for it will have a tie into developments later in the year. It's Mars' return to your income sector on the 24th August and his position here until the 7th October, the day after Saturn arrives, that will get things moving, with the Sun here from the 23rd October to the 22nd November, Mercury from the 5th October to the 29th October and then again from the 14th November to the 11th December and Venus, planet of money, desire and attraction here from the 22nd November to the 16th December, so expect a very lucrative second half of the year. While the planets are coming together to support Saturn in his early months in your income sector, this is a progress that will take until 2015 and as such is less an 'event' and more a 'process'. While the planetary activity in the second half of the year will get things moving, you'll have another 3 years to fully exploit and determine what's possible.

Business
If it seems that things went quiet on the professional front in the closing months of 2011 and they still seem fairly quiet and subdued as you move into the new professional year, then you're right. However, if you think that this is an indication of what kind of professional year to expect, then you'd be wrong, for this is a year that might start out slow but within weeks it is going to explode into a flurry of activity. When Mars left your career sector in September 2011, the only planet active in either of your professional houses was Chiron and his focus is on healing and learning from the past and not on creating traction or opportunities, this has in effect parked things. This may be disconcerting because since as far back as 2003 your work sector has been constantly busy and constantly surprising you. Yet with Venus returning to your work sector on the 14th January, Neptune on the 4th February, Mercury on the 14th February and the Sun on the 19th February, taking those first 2 weeks of the year at a slow pace is a must. For the first 2 weeks of January 2012 won't just be the only weeks for a few months or even for the year that you're able to take your work hat off, but the last few weeks until 2026. So while it may feel that you've hit a slow patch, what you have is a chance to catch your breath and get your second wind, as you prepare to move into some of the most important years on the work front in your professional life, with your work situation and reality likely to be reshaped over the next 14 years. While things will ebb and flow, this is when the journey begins. The busiest weeks of the year will be from Venus' return to your work sector on the 14th January to Mercury's departure on the 17th April, setting things in motion for the rest of the year and for years to come. It's during the middle months of the year that you'll have a chance to bring things up to speed on the career front, with the Sun moving through your career sector from the 21st June to the 22nd July, Mercury from the 7th to the 26th June and Venus from the 8th August to the 7th September. This is the only time that your career sector will be active this year and will play out on the backdrop of this important new chapter on the work front, with interesting developments on the income front in the second half of the year.

As you move into 2013 the one thing you're likely to feel is a sense of liberation, with the best thing about the year ahead less about what is here and more about what isn't here. That missing something is Saturn, the hard taskmaster of the cosmos and for the first time since 2008 you're moving into a year that has no sign of this demanding planet. While it's good to be able to put the challenges of the past behind you, especially when he required so much of you both personally and on the relationship front, creating some real personal and/or relationship tension, he's left you with the strength and authenticity to claim something real on both fronts. What you have is an exceptional year on the professional and income fronts, something that will continue to improve as the year progresses. For the first time in your lifetime you're moving into the New Year with Neptune, planet of dreams and fantasies in your work sector, for the first time in 17 years with the North Node in your income sector and for the first time since 1985 with Saturn there as well. With Jupiter, planet of luck not only returning to your career sector on the 26th June, kicking off your luckiest professional year in over a decade, but linking in with work and income forces, this is destined to be a huge year for you. Yet in the first half of the year Jupiter is in your sector of travel, adventure, learning and discovery, where he's urging you to learn, explore and embrace life. This is something that may be on hold in the early weeks of the year, but the handbrake will be released when Jupiter turns direct on the 31st January, with the real potential not being realised until May and June. However, life won't be all work and no play or as serious as things have been in the past, not if the Moon and Mars have their way. It's unusual for the Moon, who only spends a few days in each sign and visits every area of your chart each month, to have an impact on the year as a whole, but this year it will. For the first time since 1994 you'll move into the New Year with the Moon in a social and serendipitous part of your chart, with whatever this triggers cemented by a Full Moon on the 27th January. More than the social and serendipitous start to the year this gives you or the laws of synchronicity this triggers is the fact that the Moon will put pressure on Mars, just as the planet of passion is moving into the New Year already in a romantic and creative part of your chart, for the first time in 13 years. This will throw fuel on the romantic and creative passions Mars moves you into the year with and this is a torch that once lit won't burn out. How you begin a year has a big impact on what you expect from the coming year and therefore on what your reality will be.

Love:
You have been on a real roller coaster ride over the last few years, which may have left you wondering whether the love gods had perhaps forsaken you and at times over the course of 2012 it probably looked that way. It wasn't just that a 17 year period of near continuous planetary activity in your romantic sector suddenly ran its course in February 2012, leaving you on your own but the fact that Uranus, now a near permanent resident in your relationship sector came under a lot of pressure, creating some real relationship tension, pressure or challenges, not only in 2012 but in 2011 and 2010 as well. Yet something seems to have changed in the final months of 2012, with first the relationship tension easing and then just in the final weeks and days of 2012 the love gods finally showed up on both the romantic and relationship fronts. With relationship tension already easing, Uranus' direct turn in your relationship sector on the 14th December 2012 finally shifted your relationship focus onto the future, which holds none of the challenges of the past. However, 2012 saved the best till last with Mars, planet of passion having returned to your romantic sector on Boxing Day and for the first time since 1983 he and his romantic passions are leading the way into the New Year. This brings a very romantically charged start to 2013, with this romantic wave not running its course until Venus, planet of love leaves your romantic sector on the 26th February. Between the New Year and then the Sun, Mercury, Venus and Mars, they will all contribute to getting your year off to the most romantically charged start possible. This is one boat you can't afford to miss, for apart from Venus' return to your sign from the 17th August to the 11th September and a pair of Full Moons in your romantic sector, one on the 23rd July and the other on the 21st August, this is all the romantic support you'll get this year, with a need to fill up and hold onto this romantic spirit, which is more than enough to keep the romantic flame burning bright all year. After the relationship challenges of the past you have a much more settled relationship year, with Uranus here until 2019 to put your relationships on the most authentic path possible. Your best relationship weeks will be from Mars' return to your relationship sector on the 11th March to Mercury's departure on the 2nd May. A surprise lunar eclipse on the 19th October could bring some surprises.

Money:
Whatever intentions you move into the year with the reality is that not all years are created equal and if you don't have the support of the money gods there is only so much you can accomplish. That has been your reality over recent years and especially on the income front, where you've been left to your own devices. In 2011 you only had 5 ½ weeks of planetary activity in your income sector and when things kicked off late last year there was nothing to suggest that this year would be anything different. However, in the final months of 2012 everything changed and for the first time since 1985 you're moving into the New Year with Saturn in your income sector, with the North Node here for the first time since 1993 and for the first time ever with both here. With Saturn staying on until 2015, giving you the power to move mountains if you have to and the North Node, keeping things on track and lined up to opportunities ahead until February 2014, you have reached one of your most powerful income years on record. With Mercury and Venus having only left your income sector in December, you're moving into the New Year with a smart head for money, a clear sense of what you want and the resources to follow it through. While Saturn and the North Node will keep things on track in this powerful income year, apart from the last 2 months of 2012 you'll have to wait until the second half of the year for the next surge. However, it's likely that things will drop off in the meantime, but reach a more steady momentum. You can however expect a spike on the income front, around the time of a lunar eclipse in your income sector on the 26th April. This will come in the heart of a very active time on the financial front, with the Sun in your financial sector from the 20th April to the 21st March, Mars from the 20th April to the 31st May, Venus from the 15th April to the 10th May and Mercury from the 2nd May to the 16th May. It's during this time that you'll have a solar eclipse in your financial sector on the 10th May, partner to the lunar eclipse in your income sector on the 26th April. At the same time that you'll have a lunar eclipse in your income sector at an active financial time you'll also have a Full Moon in your financial sector on the 18th November, in what will be the most active time of the year on the income front. That period will run from the 11th September to the 5th December, with a solar eclipse on the 4th November opening the door to new opportunities at a time when the door will be open to second chances.

Business:
Chances are you already have a sense that this is not going to be an ordinary year on the professional front, but even though you're likely to move into the year with a lot more confidence than previous years, the real potential that this year holds won't fully reveal itself until midyear. For the first time in your lifetime you'll move into your new professional year with Neptune, planet of dreams and fantasies in your work sector and as he's been here since last June you've had plenty of time to get a sense of what your dream job looks like and in the closing months of 2012 chances are you were starting to find the confidence to believe that maybe it was possible. It is the massive planetary support playing out in your income sector, which will stay in play for the whole 2013 that is boosting that confidence as well. In the early days of the year there is a lot of confidence and a sense of what's possible, but what you and Neptune need is the practical support to help you walk the talk. That support arrives in February, when for the first time in your lifetime Mars, warrior planet of the cosmos teams up with Neptune in your work sector to make things happen. As Mars moves through your work sector from the 2nd February to the 11th March, Mercury from the 6th February to the 14th April, the Sun from the 19th February to the 21st March and finally Venus from the 26th February to the 22nd March, they'll each team up with Neptune, giving you the resources to start turning dreams into reality. This is when the main thrust for your working year will take place and when you need to be willing to put everything you have into everything you do, to get things up to speed and on the right track. As you are experiencing one of your most powerful income years ever and some extraordinary support on the work front, you would have thought that you had more than your fair share but wait; there's more! This is really only the teaser, for on the 26th June Jupiter, planet of luck and expansion will return to your career sector, kicking off your luckiest and most expansive professional year in over a decade, one that won't run its course until the 16th July 2014. From Mercury's return to your career sector on the 31st May to Mars' departure on the 28th August the heavens will throw everything they have into getting this powerful new professional year off the ground and that includes a massive amount of support from income and work forces. No matter how long the journey has been, this is the year that you finally arrive.